Established in 2015, Guaranti Mortgages has rapidly grown into one of the top brokerages in BC. Our professional mortgage brokers compare mortgage products from a variety of lenders and always find the best option for clients.
While other brokages could charge you (especially with hidden fees) for their services, we don't. We are here to take care of your mortgage application from start to the finish.
We have relationships with multiple lenders, from conventional lenders like banks to alternative lenders. We are familiar with a number of mortgage products and always pick the one that best suits your needs.
You don’t need to book several appointments and visit different lending institutions to inquire about mortgage application. Come to us and we will provide you with one-stop solutions. A true meaning of one-stop.
We provide mortgage services including residential, construction, commercial, private and so on. It is one of our responsibilities to explain the fine print and confusing language to help you better understand your mortgage.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage broker. Guaranti Mortgages' brokers work for you as your representative – not the lenders – to ensure you receive the best rates and products available in today’s marketplace. We provide mortgage services for, but not limited to, residential, construction, commercial, investment, and so on. Guaranti Mortgages has a variety of products available to meet your unique needs.
Whether you are first-time buyer or an experienced buyer with excellent credit, Guaranti Mortgages has access to the very best products and rates available across Canada.
You may not realize that you can get better terms for your renewal. There are two options to get better terms/features: one is to refinance (see No.3), the other one is to renew with the same lender – we are able to negotiate with your lender and help you get a better deal, such as getting some of the fees waived.
You may want to replace an existing loan with a new loan that pays off the debts of the old loan to get a larger loan amount, to get better terms or features. Our professionals have great capability to find the best solutions for you.
Existing Equity Take Out is when you would like to take out some money from your property, but don’t want to pay out the existing mortgage. The second mortgage falling behind the first mortgage (similarly the third mortgage) allows you to get more cash flow from your property and don’t need to worry about paying out the existing mortgage(s).
If borrowers get rejections from banks because of some property issues/personal issues, then consider coming to us. You won’t be bothered to prepare the income documents, assets statements, credit bureau, etc. The private loan is faster and easier, no matter if you are looking for new purchase mortgage, refinance, ETO or pre-sale.
We are always providing mortgage solutions for pre-sale. One great thing is that we have a new program for pre-sale to help you get your mortgage with a better rate, faster service, and easier process. If you want to know more about this program, please contact us at 604-722-3222.